These Terms and Conditions are effective from 20th August 2012.
Last updated 20th August 2012 (WTFS)
Welcome to Wilmott Turner Financial Services (WTFS). We are pleased that you are viewing and using one of our websites. The following terms and conditions apply to your use of any of the content, functionality and services offered on or via any WTFS owned website.
The term “WTFS” or “us” or “we” refers to the owner of any WFTS website whose registered office is: 74 Willowbrook Road, Southall, Middlesex, UK. UB2 4RH. The term “you” refers to the user or viewer of our website.
WTFS reserves the right to update these Terms and Conditions and any of the content and functionality of any of our Websites from time to time, at our discretion and without notice.
WTFS may change this Terms and Conditions document from time to time by updating this page. You should check this page from time to time to track any changes and ensure that you are happy with them. Your continued use of the Website following the publishing of updated Terms of and Conditions means that you accept and agree to the changes.
We work hard to make sure you will have continued and unfettered access to any WFTS website and functionality therein. However we do not guarantee that our Websites will be up and running 24/7.
WTFS will make reasonable efforts to keep our websites and functionality provided through them operational. However, certain technical difficulties or maintenance may, from time to time, result in temporary interruptions.
WTFS reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, functions and features of any WTFS website with or without notice. In any case, we will not be liable if for any reason all or any part of any WTFS Website is unavailable at any time or for any period, nor for any data loss.
To access certain features of some WTFS Websites you are required to register by entering your name, email and choosing a password as part of our security procedures. You must treat such information as confidential, not disclosing it to any third party. There is a password reset procedure in case you forget your password, but please notify us of any breach of security. We highly recommend to choose a strong password (e.g. “itslongWITHCAPSand99numbers!!”) and you log out from your account at the end of every session.
It is a condition of your use of any WTFS Website that all the information you provide on the Website is correct, current and complete. In the future, you may be asked to provide certain registration details or other information. As custom for internet websites, we reserve the right to disable any user account, at any time in our sole discretion for any or no reason, including, if in our opinion you have failed to comply with any provision of these Terms and Conditions.
Neither WTFS nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on any WTFS website for any particular purpose.
You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
Any forum ‘posts’ on any forum contained on any WTFS website are provided by WTFS as a web based forum service and are intended only to provide a forum for like minded members.
WTFS does not represent that the information selected within any forum on any of its websites is accurate, verified, current, comprehensive or complete. For this reason, you should neither rely nor act upon any of the information contained in any forum on any WTFS website, and if you do so, it will be entirely at your own risk.
WTFS cannot accept responsibility for any errors or omissions as a result of any forum ‘posts’ on any of its websites, negligent or otherwise.
Any information, beliefs, thoughts or any kind of ‘posting’ submitted by forum members in any forum on any WFTS website are expressly the opinions of those forum members only, and do not reflect in any way the opinions of WTFS.
Your use of any WTFS website and the content and/or functionality available through any WTFS website at your sole risk. The service is provided “as is” and “as available”. We disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement.
We are not liable for damages, direct or consequential, resulting from your use of any WTFS website and the content and/or functionality available through any WTFS website, and you agree to defend, indemnify and hold us harmless from any claims, losses, liability costs and expenses (including but not limited to solicitor’s fees) arising from your violation of any third-party’s rights.
You acknowledge that you have only a limited, non-exclusive, non-transferable use of the content and/or functionality available through any WTFS website. Because the WTFS Websites are not error or bug free, you agree that you will use them carefully and avoid using them in ways which might result in any loss of your or any third party’s property or information.
WTFS is licensed by the Office of Fair Trading to provide debt counselling and adjusting services on a commercial basis. WTFS cannot provide legal or financial advice over and above debt counselling and adjusting.
These Terms and Conditions will become effective in relation to you when you create an account through any WTFS website or when you start using any service or functionality provided through any WTFS website and will remain effective until such an account or usage is terminated by you or WTFS.
WTFS reserves the right to terminate or suspend any account which you create through any WTFS website at any time in case of unauthorized, or suspected unauthorized use of the WTFS Service whether in contravention of this Agreement or otherwise. If WTFS terminates or suspends your account for any of the reasons set out in this section, WTFS shall have no liability or responsibility to you.
All WTFS websites contains material which is owned by or licensed to WTFS. This material includes, but is not limited to, the design, layout, look, appearance, graphics and content. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
All trademarks reproduced on any WTFS website which are not the property of, or licensed to WTFS, are acknowledged on the particular website.
Unauthorised use of any WTFS website may give to a claim for damages and/or be a criminal offence.
From time to time any WTFS website may also include links to other third party websites. These links are provided for your convenience to provide further information. They do not signify that WTFS endorses the website(s). WTFS have no responsibility for the content of the linked website(s).
Should for any reason or to any extent any provision of these Terms and Conditions be held invalid or unenforceable, such invalidity or enforceability shall not in any manner affect or render invalid or unenforceable the remaining provisions of these Terms and Conditions and the application of these remaining provisions shall be enforced to the extent permitted by law.
Your use of any WTFS website and any dispute arising out of such use of any WTFS website is subject to the laws of England, Scotland and Wales.